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By clicking “CONTINUE” you authorize your wireless carrier to use or disclose information about your account and your wireless device, if available, to Flora Bank & Trust or its service provider for the duration of your business relationship, solely to help them identify you or your wireless device and to prevent fraud. See our Privacy Policy to see how we treat your data.

woman holding cell phone and debit card
Freedom Checking
  • Free ATM / Debit Card
  • NO Minimum Balance
  • NO Service Charges
  • Monthly Imaged Statements (canceled checks & deposit slips)
  • Free Online Banking
  • Overdraft Privilege (ODP) (for qualified account holders)
Compass checking logo
First Reward Checking
  • $50 to open account
  • NO Monthly Service Fees
  • NO Minimum Balance
    • This account will require a monthly direct deposit of a payroll or regular deposit of at least $250. No cash deposits will be accepted.
  • NO Overdraft Fees
    • This account will cover customers overdraft fees up to $200
  • Earn interest on the first $1,000 anything above that amount does not earn interest
  • Free Western National Bank VISA debit card
    • Free Nationwide ATM usage at MoneyPass ATMs
      • Use your debit card at over 32,000+ surcharge free MoneyPass ATMs throughout the US
  • Free Bill Pay
  • Free Mobile and Online Banking with WNB App
  • Free E-Statements
    • No option for mailed statement
person writing a check
Liberty Investment Money Market
  • $100 to open account
    • Maintain a minimum daily balance of $500 to avoid a $4 service charge
  • Unlimited check writing
  • Free Western National Bank VISA debit card
    • Free Nationwide ATM usage at MoneyPass ATMs
      • Use your debit card at over 32,000+ surcharge free MoneyPass ATMs throughout the US
  • Free Bill Pay
  • Free Mobile and Online Banking with WNB App
  • Receives a monthly statement with images of cleared checks
    • Free E-Statements available when enrolled in Online Banking
woman shaking hands with banker
Now Account
  • $1,000 to open account
    • Maintain a minimum daily balance of $1,000 to avoid a $6 service charge
  • Unlimited check writing
  • Free Western National Bank VISA debit card
    • Free Nationwide ATM usage at MoneyPass ATMs
      • Use your debit card at over 32,000+ surcharge free MoneyPass ATMs throughout the US
  • Free Bill Pay
  • Free Mobile and Online Banking with WNB App
  • Receives a monthly statement with images of cleared checks
    • Free E-Statements available when enrolled in Online Banking
  • Interest bearing account
    • Contact the bank for the current interest rate and annual percentage yield. Rates vary by deposit amount.
Person working with calculator and banking material
Super Now Account
  • $2,500 to open account
    • Maintain a minimum daily balance of $2,500 to avoid a $6 service charge
  • Free Western National Bank VISA debit card
    • Free Nationwide ATM usage at MoneyPass ATMs
      • Use your debit card at over 32,000+ surcharge free MoneyPass ATMs throughout the US
  • Free Bill Pay
  • Free Mobile and Online Banking with WNB App
  • Receives a monthly statement with images of cleared checks
    • Free E-Statements available when enrolled in Online Banking
  • Interest bearing account
    • Contact the bank for the current interest rate and annual percentage yield. Rates vary by deposit amount.
  • Excess withdrawal fee of $10 for each debit in excess of six (6) per monthly statement cycle
person putting coins in a piggy bank
Savings
  • $50 to open account
    • Maintain a minimum daily balance of $50 to avoid a $2 service charge
  • Free Mobile and Online Banking with WNB App
  • Receives a quarterly statement
    • Free E-Statements available when enrolled in Online Banking
  • Interest bearing account
    • Contact the bank for the current interest rate and annual percentage yield. Rates vary by deposit amount
  • Excess withdrawal fee of $1 for each debit in excess of six (6) per calendar month
  • Upon request this account is available without a minimum deposit or service charge for minors age 18 and under
person putting coins in a piggy bank
Certificate of Deposit (CD)
  • Initial deposit required to purchase a CD: $500.00
  • We offer CD’s with terms of 6 Months to 60 Months
  • Interest on certificates with a term to maturity of less than 9 months will be paid at maturity
  • Interest on certificates with a term to maturity of 9 months or more will be paid quarterly by adding the interest to your certificate balance
  • Early withdrawal penalty applies

 

 

 

 

 

 

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